I am right in the middle of paying off a 2006 Pontiac minivan. If I file for bankruptcy will I lose it if?
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Posted on Friday, June 26, 2009
Posted on Sunday, June 21, 2009
how much money am i allowed to make while in bankruptcy?
Posted on Tuesday, June 16, 2009
I just moved from Ontario to Alberta and I have considerable debt and am considering filing either a bankruptcy or a proposal. If I do, will it effect my wife`s credit rating?
I thought it may be necessary for you to know that We have a joint mortgage and very little equity. We have a joint Line of credit. and all our checking accounts are joint.
What would be best a bankruptcy or a proposal?
Posted on Friday, June 5, 2009
I understand that the bankruptcy stays on your credit bureau for 7 years. Is that 7 years from the date of discharge or 7 years from the date of filing for bankruptcy?
Posted on Friday, June 5, 2009
Hello,
I will be filing for bankruptcy very quickly, I just have no other choice.
My Total debt is roughly 110K, which include a 80k judgment. This is from a creditor who doesn`t have any collateral. To date I have been able to stay current with my secured creditors (1st and 2nd mortgage).
As I have looked at the house I think the equity is about 17,000. What happens with this in a bankruptcy?
Posted on Tuesday, June 2, 2009
Hello, I have a bit of a mess that is caused by my own stupidity, mental illness, under employment among other things. I have about $35,000 of credit card debt. I was at the point of using credit for food, med`s and just recently using cash advances to pay other bills. Now I’m maxed out and have started missing payments. I am not working, as the stress of my bills is just to much for me to handle. I don`t qulify for AISH, I have no real assets as The house, car and everything else is in my husband’s name. Do I need to be working and have more assets to file bankruptcy? I know there is a cost, but can I file if I get the money from someone for the bankruptcy payments? I have a joint bank account with my husband and we use to pay utilities, mortgage and such. What would happen to it?
Thank you so much for your help.
Posted on Monday, June 1, 2009
I am having problmes and it is getting worse!
I have a decent Job, my wife does not work. We do own a home, but tried to start a business, which didn`t work and now we’re sinking fast.
Both my wife and I own 50% of the house and we have 3 children.The value of the house is roughly 325k, the mortgages come to about 272k and we both ow about 59k in unsecured debt.
what are our options????
Posted on Tuesday, May 26, 2009
If I have been out of school for seven years but still have Students Loans and I file a proposal, can I include these creditors in the proposal? Or do they survive?
Posted on Monday, May 25, 2009
Right now I think I might have to file for bankruptcy proceedings. I owe roughtly 77k. $44L os pm a line of credit, which is in default.
I have been sued by the bank, they now have a judgement.
I also have a mortgage of about 196k and the house is worth about 350k after real estate and legal fees. Can i claim bankruptcy and keep the house and wash the debts? if not, can i sell the house before the lien to a family member then claim bankrupt and wash the loans?
Posted on Thursday, May 21, 2009
I have found out what happens to my RRSP`s if I file for bankruptcy, but what about my LIRA. Does it follow the same rule that RRSP`s do so that I only loose “contributions made in the 12 months prior to the date of bankruptcy.”

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