Archive for February, 2008

Posted on Wednesday, February 13, 2008

Help, 2 many bills after separation

About 2 years back I separated from my ex husband. When we separated I was left with bunch of bills in my name that I can`t afford to pay. Right now I have stopped making payments, my creditors are threatening me and I don`t know what to do. How do I start over? Where do […]

Filed under: Bankruptcy
 posted by Questions @ 4:08 pm 1 Comment

Posted on Wednesday, February 13, 2008

Taxes in bankruptcy

Hello. I claimed bankruptcy in January of 2007 and have now been discharged. We did authorize our trustee to do our 2007 taxes (and keep our 2007 taxes). So this means that they will keep our taxes up to the date of bankrutpcy, correct?

Filed under: Bankruptcy
 posted by Questions @ 4:06 pm 1 Comment

Posted on Wednesday, February 13, 2008

Leased Vehicle

How does a leased car get dealt with in a personal bankruptcy? Would I have to surrender the car if I go bankrupt? Or how would this be dealt with?

Filed under: Bankruptcy
 posted by Questions @ 3:55 pm 1 Comment

Posted on Wednesday, February 13, 2008

Court Action

I have some major problems with debt. Right now I have a lawyer saying they are going to take us to court.
What will happens next?
Is my house at risk?
What should I do?

Filed under: Bankruptcy
 posted by Questions @ 3:52 pm 1 Comment

Posted on Wednesday, February 13, 2008

Cost of Bankruptcy

Hello,
I am single.
I am not employed.
I just lost my job due to my health.
As a result I am now on welfare and only receive about $850 per month.
I owe way more than I can afford to pay back as my monthly paymens on my debts come to more than I make.
Can I declare bankruptcy and […]

Filed under: Bankruptcy
 posted by Questions @ 3:45 pm 1 Comment

Posted on Monday, February 11, 2008

Lawyer collecting on my debts

Me and my wife have had some major financial woes over the last year just recently a number of our debts have been sent to a lawyer saying. The lawyer just todl me they were going to have to take us to court to collect the money. What happens now? My biggest worry is that […]

Filed under: Bankruptcy
 posted by Questions @ 9:44 am 1 Comment

Posted on Monday, February 11, 2008

credit card during bankruptcy

Hello,
Just wondering if someone in bankruptcy, and not yet discharged, is able to have a credit card?
The reason I ask is that I was pre-approved for a credit card, I have received it and have not used it.
Am I able to use it?

Filed under: Bankruptcy
 posted by Questions @ 9:39 am 1 Comment

Posted on Monday, February 11, 2008

Paying off proposal with proceeds from sale of house.

One quick question. As for background I filed a consumer proposal just about two years ago, actually 2 years this may. Our house has appreciated a tonne and I wondered if I could sell it and use the funds to pay off some of my wifes debt and the rest to pay down my proposal. […]

Filed under: Consumer Proposals
 posted by Questions @ 9:36 am 1 Comment

Posted on Monday, February 11, 2008

previous proposal

I have already filed a consumer proposal (about 6 months back) but my hours have been rolled back at work. Can I still declare bankruptcy?

Filed under: Consumer Proposals
 posted by Questions @ 9:32 am 1 Comment

Posted on Thursday, February 7, 2008

Civil Lawsuit

I am being sued civilly and I am pretty sure I am going to loose.
Is this a debt that can be erased if I file a bankruptcy?

Filed under: Bankruptcy
 posted by Questions @ 9:00 pm 1 Comment