Archive for February, 2008

Help, 2 many bills after separation

About 2 years back I separated from my ex husband. When we separated I was left with bunch of bills in my name that I can`t afford to pay. Right now I have stopped making payments, my creditors are threatening me and I don`t know what to do. How do I start over? Where do [...]

Posted on Wednesday, February 13, 2008 | Filed under: Bankruptcy
 posted by Questions @ 4:08 pm 1 Comment
Taxes in bankruptcy

Hello. I claimed bankruptcy in January of 2007 and have now been discharged. We did authorize our trustee to do our 2007 taxes (and keep our 2007 taxes). So this means that they will keep our taxes up to the date of bankrutpcy, correct?

Posted on Wednesday, February 13, 2008 | Filed under: Bankruptcy
 posted by Questions @ 4:06 pm 1 Comment
Leased Vehicle

How does a leased car get dealt with in a personal bankruptcy? Would I have to surrender the car if I go bankrupt? Or how would this be dealt with?

Posted on Wednesday, February 13, 2008 | Filed under: Bankruptcy
 posted by Questions @ 3:55 pm 1 Comment
Court Action

I have some major problems with debt. Right now I have a lawyer saying they are going to take us to court.
What will happens next?
Is my house at risk?
What should I do?

Posted on Wednesday, February 13, 2008 | Filed under: Bankruptcy
 posted by Questions @ 3:52 pm 1 Comment
Cost of Bankruptcy

Hello,
I am single.
I am not employed.
I just lost my job due to my health.
As a result I am now on welfare and only receive about $850 per month.
I owe way more than I can afford to pay back as my monthly paymens on my debts come to more than I make.
Can I declare bankruptcy and [...]

Posted on Wednesday, February 13, 2008 | Filed under: Bankruptcy
 posted by Questions @ 3:45 pm 1 Comment
Lawyer collecting on my debts

Me and my wife have had some major financial woes over the last year just recently a number of our debts have been sent to a lawyer saying. The lawyer just todl me they were going to have to take us to court to collect the money. What happens now? My biggest worry is that [...]

Posted on Monday, February 11, 2008 | Filed under: Bankruptcy
 posted by Questions @ 9:44 am 1 Comment
credit card during bankruptcy

Hello,
Just wondering if someone in bankruptcy, and not yet discharged, is able to have a credit card?
The reason I ask is that I was pre-approved for a credit card, I have received it and have not used it.
Am I able to use it?

Posted on Monday, February 11, 2008 | Filed under: Bankruptcy
 posted by Questions @ 9:39 am 1 Comment
Paying off proposal with proceeds from sale of house.

One quick question. As for background I filed a consumer proposal just about two years ago, actually 2 years this may. Our house has appreciated a tonne and I wondered if I could sell it and use the funds to pay off some of my wifes debt and the rest to pay down my proposal. [...]

Posted on Monday, February 11, 2008 | Filed under: Consumer Proposals
 posted by Questions @ 9:36 am 1 Comment
previous proposal

I have already filed a consumer proposal (about 6 months back) but my hours have been rolled back at work. Can I still declare bankruptcy?

Posted on Monday, February 11, 2008 | Filed under: Consumer Proposals
 posted by Questions @ 9:32 am 1 Comment
Civil Lawsuit

I am being sued civilly and I am pretty sure I am going to loose.
Is this a debt that can be erased if I file a bankruptcy?

Posted on Thursday, February 7, 2008 | Filed under: Bankruptcy
 posted by Questions @ 9:00 pm 1 Comment