Archive for April, 2008

Posted on Wednesday, April 30, 2008

Non-exempt assets and bankruptcy

Hello, I have a bankruptcy question.
I own
1. 1982 tent trailer
2. 1986 ATV
The only reason I keep these things is for my kids. They like to take them on summer holidays and I don`t want to loose them. Is there any way for me to file a bnakruptcy and still keep these things?

Filed under: Bankruptcy
 posted by Questions @ 12:55 pm 1 Comment

Posted on Wednesday, April 30, 2008

Who is responsible for the credit card debt?

One of my creditors (Visa) is threatening to `take legal action`. The Visa is in my name, no one elses and has never been used by my husband. But the collector is telling me that it is my husbands responsiblity to take care of these debts as he his the primary bread winner. Is this […]

Filed under: Bankruptcy
 posted by Questions @ 12:51 pm 1 Comment

Posted on Wednesday, April 30, 2008

Inheritance and bankruptcy

My spouse may have to file bankruptcy.
He has been expecting a small inheritance for a long time and there is no way of knowing when or if it is going to come. So here is my question, let us say he files bankruptcy and the inheritance is then happens, how will it be treated? Does […]

Filed under: Bankruptcy
 posted by Questions @ 12:48 pm 1 Comment

Posted on Wednesday, April 30, 2008

Husband is broke and needs to file bankruptcy

my husband has a gambling problem. he is going to have to file bankruptcy. do i have to file just because he does? we have joint bills - such as the house, the car loan, the trailer loan, but everything else is in his name. Am I going to loose everything over stupid decisions made […]

Filed under: Bankruptcy
 posted by Questions @ 12:44 pm 1 Comment

Posted on Wednesday, April 30, 2008

Traffic fines and Bankruptcy

Hello,
I have about $50,000 in unpaid trafic violations. I know I was very stupid when I was younger and have been paying for it ever since. My question is if I filed bankruptcy would these be erased?
thanks

Filed under: Bankruptcy
 posted by Questions @ 12:42 pm 1 Comment

Posted on Wednesday, April 30, 2008

Will we loose our house if my husband files for bankruptcy?

One question, my husband just tole me he has to file for bankruptcy. We have small children and I don’t want to loose my house because of this bankruptcy. Will this happen? Can our house be taken from us? Are there any other assets they can take? Thanks

Filed under: Bankruptcy
 posted by Questions @ 12:40 pm 1 Comment

Posted on Monday, April 21, 2008

Student loans???

If you have student loans, do you really have to wait ten years from the end of attendance at school, or just from attendance at school that was paid for by the student loansÉ
I completed school back in 1995 and I have outstanding loans from that, but in 2002 I took a course that wasn`t […]

Filed under: Student Loans and Bankruptcy
 posted by Questions @ 1:29 pm 1 Comment

Posted on Monday, April 21, 2008

I need a copy of my discharge papers.

Hello, great site! Thank you for all your help and direction through this process. I have 1 last question, I have been out of bankrutpcy for about a year and am just wondering how do you get a copy of your discharge papers if you have lost the ones you were originally given?

Filed under: After Bankruptcy
 posted by Questions @ 1:25 pm 1 Comment

Posted on Monday, April 21, 2008

Can I file for bankruptcy?

i do not have an income. husband is a senior.  i am the decision maker.  can i go bankruptcy or what??
will i loose my vehicle and 16 foot travel trailer? the bank is forcing this on me.

Filed under: Bankruptcy
 posted by Questions @ 6:33 am 1 Comment

Posted on Thursday, April 17, 2008

Can I keep a cell phone if I file for bankruptcy?

I live in Edmotnon, I need to file for bankruptcy but I am worried about my cell phone. If I file for bankruptcy will I be allowed to keep this phone? It is my only phone, I have no land line and need it to stay in touch with my family and friends. Is this […]

Filed under: Bankruptcy
 posted by Questions @ 8:45 am 1 Comment