Archive for July, 2008

Due to the aftermath of the collapse of my 30 yr marriage … I am looking at options. A claim was filed against me in civil court regarding a motor vehicle accident that was not judged to be my fault .. no charges were laid. Therefore my insurance company rightfully refused to cover it. The […]

I filed for bankruptcy in 2004-2005, due to an ongoing divorce, and unseen circumstances, my bankruptcy is not finalized yet after 4 years, what options do I have.

I am self employed. I have been running my business since fall of 2004 and I am still not taking a salary. My debt is huge, it is spread between credit cards and a couple of bank loans. The biggest loan has been signed by my husband as well and all the […]

Right now I am $200k in the hole and have never missed or even been late for a payment. But I am in a position where I am not going to be able to keep this up much longer so am considering a proposal. My question is whether or not my positive credit […]

My husband is looking at filing for personal bankruptcy.
If my husband was to claim bankruptcy how would this affect out childrens RESP?

I owe money to 6 different money marts. I know it was a bad idea, but once I got one the rest just began to spiral. Now I am wondering if you can claim bankruptcy you can claim on a cash loan stores like money mart?

Can I declare personal bankruptcy more than once?
If I can is there any changes I need to know about?

I`m a young adult currently living with my parents. I have to move out but I can`t afford it because of my debt. If I claim bankruptcy before moving out of my parent`s home, will I be left with enough money to pay for rent and living expenses?

I AM $45,000 IN CREDIT CARD DEBT.. HAVE A CAR LOAN. AROUND $18,000 OWEING.. LAST YEAR IN 2007 MY INCOME WAS $62,000. CAN`T GET A LOAN FROM THE BANK TO CONSOLIDATE. I HAVE NO EQUITY.. IS THERE SOMEWHERE I CAN GO TO CONSOLIDATE MY DEBT..

I have read that in a bankruptcy I have to give all my credit cards to my trustee, even if there is a zero balance on the card. Is this the same if I file a proposal.
The reason I ask is that for work I do a lot of travel and I need be […]