Archive for November, 2008

taxes and the filing of a bankruptyc or a proposal

I think that I need to file either a bankruptcy proposal. But the main debt I have is tax. Will taxes be cleared?

Posted on Monday, November 17, 2008 | Filed under: Bankruptcy
 posted by Questions @ 8:11 pm 1 Comment
New Bankruptcy laws

If I file for bankruptcy now (before the new laws are active) and am not discharged until after the new laws are active, which laws will I be subject to? Will I be under the new laws or grandfathered in under the old laws?

Posted on Friday, November 14, 2008 | Filed under: Bankruptcy
 posted by Questions @ 8:27 am 1 Comment
Bankruptcy Cost (Suprlus)

I was reading somewhere that the Superintendents Standards for 1 person for the purpose of calculating the cost of a bankruptcy was $1713. Has this figure increase for 2008?

Posted on Friday, November 14, 2008 | Filed under: Bankruptcy
 posted by Questions @ 8:25 am 1 Comment
bank account

If i go bankrupt can i keep my bank account? I have had the same account at the TD since I was 12 and would really like to continue using it.

Posted on Monday, November 10, 2008 | Filed under: Bankruptcy
 posted by Questions @ 10:25 pm 1 Comment
Secured creditor problems

I just recently filed for a consumer proposal on October 10th of this year. A few secure creditors are involved in this proposal and I was told off by one of them that they are not affected by a proposal, but only a bankruptcy. They refused to take contact information for the trustee and said [...]

Posted on Wednesday, November 5, 2008 | Filed under: Bankruptcy
 posted by Questions @ 1:58 pm 1 Comment
Equity in house.

What happens when you have equity your home and file for bankruptcy? How does the bankruptcy affect the house. I live there, I continue to make my mortgage payments, am I permitted to continue to do this or do I automatically loose my house?

Posted on Tuesday, November 4, 2008 | Filed under: Bankruptcy
 posted by Questions @ 2:00 pm 1 Comment
Bankruptcy and Surplus

I need to know how much an adult with one dependent is allowed to make before the cost of a bankruptcy goes up. As well, is this guideline applied to my income before or after my deductions are taken off?

Posted on Tuesday, November 4, 2008 | Filed under: Bankruptcy
 posted by Questions @ 1:57 pm 1 Comment
bankruptcy and impact on employment

I currently work for a bank and itn my present position I have to be bonded. Am I able to apply for bancruptcy & keep my job?

Posted on Tuesday, November 4, 2008 | Filed under: Bankruptcy
 posted by Questions @ 1:50 pm 1 Comment
vehicle exceeds the exemptions

Me and my Fiancee may have to file either a proposal or bankruptcy. Our major concern is with our vehicle. If we filed bankruptcy is there anyway way we can keep our vehicle. The vehicle is the only way my fiancee can get to work (there is not bus routes close and it is too [...]

Posted on Tuesday, November 4, 2008 | Filed under: Bankruptcy andConsumer Proposals
 posted by Questions @ 1:45 pm 1 Comment
Bankruptcy and debts owed to realatives

I owe money to my relatives, would this get included into the bankruptcy? The money I owe is to my mother. I have to pay that back, if I file for bankruptcy can I?

Posted on Tuesday, November 4, 2008 | Filed under: Bankruptcy
 posted by Questions @ 1:41 pm 1 Comment