I was in bankruptcy in August 2004 and should have obtained my discharge in May 2005. I was common-law at the time and we didn`t get anything from our trustee for over a year advising that we still hadn`t been discharged….they actually closed our file without the discharge.
In 2007 they sent me a letter advising that I had met all of my duties as a bankrupt and I paid all my outstanding fees to the trustee and the asked me to complete a final expense report and a letter advising why it took so long for this to happen.
I ended up having a nervous breakdown, relationship was over, I moved 3 times and I lost track of the paperwork. I got another letter from the trustee saying that they had been released from the bankrupcty but I had not been discharged and all my creditors rights were reinstated.
I contacted the trustee and they said to even re-open my file I would need to provide them with $1500.00 cash up front. I don`t have that. And in the meantime, Revenue Canada got advised that their rights were reinstated and they immediately garnisheed my wages for 30%.
What can I do? Can I get my file from the trustee and apply myself for the discharge so I can stop this creditor action? Or do I have to pay the trustee?
posted by Questions @ 
At March 3, 2008 |
7:10 am
, Barton Goth GCO Bankruptcy Trustees Said...
