Hello, I am married and have 2 Autistic dependent minors of my own. I was attending college and ran into a number of problems. I won’t bore you with the details, but to make a long story short, I had a sister who passed away, but she had two children that I had to take in as there was noone else. All this resulted in me having to leave school, take a minimun wage job to support my family. I still couldn’t do it so my neices ended up in foster care as I just couldn’t support us all.
Now my luck has taken a turn for the worst and my health has gone. I have to spend a great deal on to pay for trips to the specialist, medications, and child care while I have been in and out of the hospital. My instructions are very celar, I am supposed to keep my stress level down but now I have had some calls from collection companies.
The problem is that I have no income, I have not worked for 7 months, up to now I have not missed a payment. As I have no income (dissability has denied my claim as a diagnosis has not been made yet) we are completly dependant on my husband to look after us.
He works hard, drives a TAxi, but doesnt’ make much in good times and of course we all know that this isn’t a good economy. What do I do, I have student loans I have been paying on for the last 13 years, I have a couple of credit cards and a line of credit, I am not hiding from my responsibility I just can’t pay it anymore. I alo have a credit card and a line of credit. All in all it is about $17,000 I don’t know what to do.
posted by Questions @ 
At May 16, 2009 |
7:16 am
, Bart Goth, Trustee in Bankruptcy Said...
