Does using the service put a mark on your credit rating? Currently my rate is at an r1, which i think is the highest. The problem is that my morgage payments are high and trying to pay down debt is a very slow process. I`ve calculated my monthly payments for daily expences and figured out [...]
Archive for the 'Consumer Proposals' Topic
posted by Questions @ Can consumer proposal be rejected by creditors? what is the maximum amoint of monthly payment that have you seen in your career somebody paid for proposal just becuase the monthly income was high?
Does a consumer proposal cover income tax debt?
i am going to sponsor my spouse, but before she comes here i would like to take control of my debts. i am thinking of applying for consumer proposal, and a friend told me it is one step before bankruptcy. will it affect my application for sponsorship? because i am not allowed to have bankruptcy [...]
I own a condo in Arizona with my brother. I understand that in a bankruptcy I would loose my share, but would this happen if I file a proposal instead?
I am going to file a consumer proposal but I have a question. My husband and I have a joint bank account. Do I have to declare the money in this account, even though I am not declaring his income (I have discussed this with a trustee, my cost of bankrutpcy would be higher by [...]
I’m confused. I have to file either a bankruptcy or a proposal, but I can seem to be able to figure out what will happen to my RRSP`s. I have tried to do my research and have run into what I think is contradictory information. Some of the stuff I read suggests that all my [...]
If I have been out of school for seven years but still have Students Loans and I file a proposal, can I include these creditors in the proposal? Or do they survive?
I have a few big problems, I have a bunch of debts, they are mostly credit cards in my name, but there is a bank line of credit. The problem is that this line of credit is held jointly with my spouse. What would be the effects on my spouse under a consumer proposal or, [...]
I have a lot of debt. Most of my debts are credit cards and most of them are in my name. But I have 1 line of credit with CIBC that was cosigned by my husband. What would happen to my spouse under a consumer proposal or, in a bankruptcy?
