Archive for the 'Consumer Proposals' Category

I have read on your`s and other sites that if you file for bankruptcy you automatically loose your child`s RESP. This is wrong and shouldn`t happen. This money is not for me it is for my childs education and I will not consider doing anything tha twould put these at risk. What are my options?

I am only 22 years old but I have serious money prowblems. There are 3 collection agencies calling constantly, each for different debts. I do have a full-time job, but it is not enough. I olso have an accoutn that is well into my over-draft protection.I need to know if I could file a proposal […]

I was going to call a trustee to sit down and have them review my finances, but I need to get a list of creditors before I do. what is the est way to get this ?

I am in a bind and I am having a hard time making my payments on all my credit cards, my line of credit and really all my bills. I don`t want to go bankrupt but was wondering what other options do I have other than bankruptcy?

Can you include a judgment From another province in a consumer proposal? What if you have debts from another province?

In April this year I will have been out of school I’ve been out of school for 13 years and it hasn`t been until just recently that I have gotten a job in my field and begun the process of trying to repay everything.
The unfortunate thing is that as soon as my crediotrs found out […]

One quick question. As for background I filed a consumer proposal just about two years ago, actually 2 years this may. Our house has appreciated a tonne and I wondered if I could sell it and use the funds to pay off some of my wifes debt and the rest to pay down my proposal. […]

I have already filed a consumer proposal (about 6 months back) but my hours have been rolled back at work. Can I still declare bankruptcy?

I filled a consumer Proposal which required me to pay 700.00 per month for three years. I had a child and could no longer afford to make these payments, so I failed my proposal. This was Three years ago. I tryed to open a checking account and was refused by the bank. What do I […]

If I file a consumer proposal over a bankruptcy will I still have a bad credit rating?